The Law in Alabama, the Virus and You

Mar 27, 2020 | Allen A. Ritchie

Allen's Answers


Here, in short, is what my clients, friends, and relatives seem to want to know while we fight the coronavirus.

Will my insurance company pay for my coronavirus test?

Yes. A new law now requires insurance companies to pay for the tests with no cost to you. This includes services by doctors, emergency rooms and urgent care facilities to both determine that you need the test and actually administering the test.

Can the government force you to stay inside?

The answer to this is, also, yes. The government can declare martial law which replaces our civil system of justice with temporary military authority. While it is rare, it has been used during wartime and in cases of national disasters and civil unrest.

The suspended right you are probably thinking of is the right to freedom of movement. Here is a partial list of some other rights that can be eliminated including unreasonable searches and seizures, freedom of association and the right to a trial before imprisonment.

Will working at home negate my homeowner’s insurance?

Generally, the answer here is no. My advice is to call your insurance company especially if you move in any expensive equipment. Should there be damage, say by a tornado, you want to make sure that it is covered. Just so you know, insurance companies tend to be most concerned if you are meeting clients in your home. Pretty rare under the current circumstances.

If you are hurt in a traffic accident or suffer a personal injury, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet. We are working remotely mostly but are always available.

Also, join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the news. We will take your calls live. We are experimenting with new ways to do the show and still follow the CDC guidelines. You might want to see what we have come up with.

Allen Ritchie

Alabama personal injury lawyer