Is the Pandemic Why My Case Is Taking So Long?

Dec 11, 2020 | Allen A. Ritchie

Allen's Answers


Have you heard — the main reason for delays in settling injury cases is the pandemic? It seems to make sense. It just isn’t true.

Rather, the current delay is all about money. Bottom line, the insurance company wants to keep and make as much of it as possible.

Here is the reality. The insurance company knows what your case is worth. They have tens of thousands of cases … perhaps, millions of cases. They know what a local jury is likely to order, and what you will need to get back on your feet. The pandemic has nothing to do with that.

There are two major ways an insurance company can increase its profits – both of which involve not paying you.

First, hold on to the money and collect interest on it. A hold of a few months, times their number of cases, can mean hundreds of thousands or perhaps millions of dollars in profit to the company.

Second, offer you pennies on the dollar and see if you accept it. Remember, they know what your case is worth. So, they offer you say, $50,000 less. Times that by 100,000 cases, and you are really talking big bucks.

Now, none of this helps you get the money to get better. That is why you need an experienced attorney.

I cannot tell you the number of times a client has come to me saying an insurance company was offering them way too little. Thank goodness, I know some tricks of my own.

If you suffer a personal injury like an auto accident, slip and fall, or on-the-job injury, you can talk to us at the Law Firm of Eiland and Ritchie for free. We want to help you get back on your feet. We are working remotely mostly but are always available for personal meetings with appropriate CDC precautions.

Also, join us on NBC 15 LawCall here in Mobile every Sunday night at 10:30 right after the News. We are taking a fall break and will offer 5-minute segments for the rest of the year and a live call-in segment every Monday on NBC 15 at around lunchtime.

Allen Ritchie

Alabama Personal Injury Lawyer